Navigating the aged care system can be overwhelming – from understanding costs to managing government entitlements.

We offer three tailored packages to support individuals and families in making informed financial decisions during this important life transition.

Package 1 – Entry Fee & Process Overview

This package is ideal for those starting their aged care journey. It includes:

  • A step-by-step explanation of the residential aged care process
  • A detailed breakdown of Day 1 costs, including:
    • Standard Care Contribution
    • Means-Tested Care Contribution
    • Accommodation Contribution or Payment, based on your financial assessment
  • Clear documentation so you know exactly what to expect from the beginning

Best for: Individuals who want a clear, upfront understanding of aged care costs and structure under the new rules — without financial advice

Package 2 – Scenario Planning & Provider Liaison

This package builds on Package 1 and offers deeper insight into how different financial decisions can affect your ongoing costs and entitlements.

Includes everything in Package 1, plus:

  • Scenario-based financial modelling to explore different options and outcomes
  • Discussion of the impact of each scenario on your cash flow, aged care fees, and Centrelink entitlements
  • Centrelink updates and coordination
  • Liaison with your aged care provider to ensure financial information is up to date

Note: This package does not include personal financial advice or recommendations on how to structure assets.

Best for: Families and individuals wanting to understand their options more clearly without crossing into formal financial advice.

Package 3 – Full Financial Advice & Strategy

Our most comprehensive service, this package includes everything in Packages 1 and 2, with the addition of tailored financial advice to help you make the best choices for your circumstances.

Includes:

  • A full Statement of Advice (SoA), considering:
    • Asset and income structuring for the best financial outcome
    • Potential product recommendations
    • Estate planning considerations
  • Centrelink updates after any changes have been implemented
  • Offer of ongoing services for additional fees

Best for: Individuals or families wanting expert financial advice that considers long-term planning, financial products, and estate needs.

If you’d like help refining your selection or understanding which package is best for you, we’re here to guide you.

We’re here to guide you

If you’d like help refining your selection or understanding which package is best for you, we’re here to guide you.